What this public page does not do
- It cannot inspect the QR image in the public text-only page.
- It cannot reverse or recover payments.
- It cannot confirm account ownership for a UPI ID.
Payment safety
UPI Payment Scam Checker
Use this when someone says you must scan a QR code, approve a collect request, or enter a UPI PIN to receive money.
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This page does not send anything by itself. It opens WhatsApp with your text prefilled, and you review it before tapping send.
Coverage
What Kaval reviews
- Requests to enter UPI PIN when you are supposedly receiving money
- QR codes sent for refunds, prizes, marketplace payments, courier fees, or job registration
- Fake payment screenshots, small test-payment traps, and pressure to ship goods
- Whether to stop, verify in the payment app, call the bank, or report cyber fraud
Safer next steps
- Never enter a UPI PIN to receive money.
- Check the wording inside your own payment app before approving anything.
- If money left your account, contact your bank/payment app and report through official cybercrime channels.
Answers
Common questions
Do I need UPI PIN to receive money?
No. UPI PIN authorizes money to leave your account. A request to enter PIN for receiving a refund or prize is a serious warning sign.
Can a QR code be a scam?
Yes. A QR code can lead you into sending money, approving a collect request, or accepting an autopay mandate. Treat QR codes from strangers as high risk.
Learn the pattern